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1. Create your own private game Fund
We always say, 'Do not bet the rent check' when the game is going. But what should you bet? Honestly, if you are planning for a weekend trip to Las Vegas you probably think about the subsequent configuration of a certain amount of money for hotel rooms, food, travel, gifts and gambling. If you want to play more often than once a year, then you should set up a fund dedicated betting and just play with that money.
This can be as simple as an envelope things with $ 20 bills once a week, or a separate bank account from which your current account is maintained homes. There are some options in the middle, too. The idea is to help set aside a little money each week that you choose to live without it. In case of emergency you can make money from this fund to help pay for unexpected expenses.
How much will cost up to you, but it should be a modest amount. Pay your bills on time should come before saving the money for something else.
2. Prioritize your Savings Plans
The old saying 'do not bite off more than you can chew' it applies to managing your money as much as it does to eat dinner. Regardless of how old you are, you should have clear priorities about how to manage the money you have after paying the monthly bills.
No matter how much it is, because saving only $ 1 a week is $ 52 in just one year. Do not let the little discretionary cash that each week or month savings dissuade him. Your first priority should always be to save something.
After that you need to think about saving at three levels:
Emergency Fund
long-term savings
fun money
personal finance experts often recommend delaying the entry of 3 to 6 months for an emergency fund. Despite how quickly accumulate that money is yours. The sooner you get there, the better, because then you can take that weekly or monthly allowance emergency fund and put it somewhere else until you have to replenish the fund.
includes long-term savings-retirement, saving for a down payment on a house, college funds, or any other large expense that requires 2 or more years of savings. You should always put money in this type of savings.
'Fun money' is for everything else, from buying fresh head phones $ 400 that has been looking at the store for a weekend in Las Vegas. If a fund dedicated betting to be financed from this category of your savings plan is created.
As long as you live below your means you should always be able to save money. This is literally the secret to financial success: spend less than you earn. Good money management requires only that you prioritize your savings plans and savings for gambling should be the least of their priorities savings.
3. Always Gamble on a budget
Regardless of whether you set up a savings account for gambling expenditures should always plan ahead for the amount of money you are willing to spend on gambling. If you have $ 1000 in your discretionary funds and can afford to lose $ 200 in the casino, set that as your budget.
But the good thing about a budget is that it works both ways. Not only can you plan it off, but also planned for what comes when you bet -. Sometimes you win. What should you do with your winnings?
Most people probably never marry or so later, and about 80% of us agree with that. For us the game is similar to a form of amusement parks, concerts, or spend a day at a ballpark entertainment. All these things cost money and good times we spend that money, but do not return laden with bags of wealth.
However, what should you do when unexpectedly win a few hundred or even a few thousand dollars? Your budget should tell you where to put that money.
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